Schedule Private Tour
441 Harbor Drive at golden hour
For Sale · By Appointment Only

441 Harbor Drive South

Indian Rocks Beach, Florida 33785
$4,950,000
Schedule Private Tour View 71 Photographs
Bedrooms
4
Baths
4.5
Interior
4,820sqft
Lot
0.35ac
Garage
3car
Built
2022
MLS
IR-2024-441HS
441 Harbor Dr · The Residence Gallery Features Cinematic Tour Floor Plans Location Ask the House Financing Schedule Agent
Waterfront elevation
01 / The Residence

A 2022 waterfront residence at the quiet southern end of Harbor Drive.

Sixty unbroken feet of seawall. A double-height great room with retractable glass to the loggia. A primary suite that reaches across the full water elevation.

Architect
Studio Beck
Builder
Coastal Land Co.
Waterfront
60 ft seawall · 2 boat lifts
Certified
LEED Silver · 2022
03 / Features

Every detail, selected by the architect & owner.

01 Architecture & Construction 5 items +
  • Concrete-block construction · poured-pile foundation
  • Hurricane-rated PGT impact glass throughout
  • Standing-seam metal roof · Galvalume, 50-year
  • Studio Beck Architects, completed 2022
  • Built by Coastal Land Co. · LEED Silver certified
02 Kitchen & Pantry 5 items +
  • Wolf 60" dual-fuel range with double oven
  • Sub-Zero 48" refrigerator + 30" matching freezer column
  • Two Bosch dishwashers, Miele built-in espresso
  • Hand-honed limestone island, 13 feet clear
  • Walk-in pantry · second prep sink + beverage column
03 Primary Suite 5 items +
  • Full water elevation, eastern light
  • Private terrace with glass guardrail
  • Soaking room · Waterworks fittings
  • Dressing room finished in pale travertine
  • Heated floors throughout · Lutron-controlled
04 Outdoors & Water 5 items +
  • 60 feet of new seawall (2022)
  • Two boat lifts · 16,000 lb & 24,000 lb
  • Saltwater pool with hot spa, automatic cover
  • Summer kitchen · Kalamazoo grill, Big Green Egg
  • Salt-tolerant landscape by Cabot & Vance
05 Systems & Technology 5 items +
  • Lutron lighting + Control4 home automation
  • Generac 38kW whole-home generator
  • 3-zone Carrier Infinity HVAC · dehumidification
  • Reverse-osmosis whole-home filtration
  • Wired CAT-6A, Sonos throughout
04 / Cinematic Tour

As the day moves through it.

A Film by · Atelier Studios
A Day at 441 Harbor
04:32
00:00 — 01:08
Arrival & Approach
01:08 — 02:14
Great Room & Light
02:14 — 03:30
The Primary Wing
03:30 — 04:32
Waterfront & Dusk
MATTERPORT
Immersive 3D walk-through
Launch →
AERIAL
Drone overflight · 60 seconds
Watch →
05 / Floor Plans

Three floors of intent.

Floor plan

Level 01 · Ground

A welcoming arrival sequence: three-car garage, foyer in honed limestone, mudroom, and a covered summer kitchen leading directly to the pool deck and seawall.

↓ Download all three plans (PDF, 2.4 MB)
06 / Location

Indian Rocks Beach — a six-mile barrier island between Clearwater & St. Petersburg.

Map of Indian Rocks Beach
441 HARBOR DR S
COORDINATES
27.9059° N · 82.8405° W
↔ 1 mi
Travel
St Pete-Clearwater Intl14 min
Tampa Intl Airport32 min
Downtown Tampa38 min
Daily
Publix & the village3 min on foot
Anona Elementary (zoned)7 min
Recreation
Belleair Country Club9 min
Clearwater Beach12 min
Gulf (open water)22 min by boat
07 / Concierge

Ask anything about this house.

Our concierge has read every plan, spec sheet, and inspection report for 441 Harbor. Ask about taxes, construction, schools — answers come back in seconds.

Online · Avg response 1.4s
441 Harbor Concierge
KNOWLEDGE BASE · 71 PHOTOS · 3 PLANS
Welcome. I've reviewed the architect's plans, MLS sheet, HOA documents, and inspection reports for 441 Harbor Drive South. What would you like to know?
08 / Financing

Run the numbers, in real time.

An honest estimate including principal, interest, taxes, and insurance. Adjust any value to see it move.

PRIVATE BANKING

We work with five private lenders who routinely close jumbo loans inside 18 days.

$4,950,000
$990,000 (20%)
6.5%
30 years
Estimated Monthly
P&I + taxes + insurance
$30,005 /mo
Monthly P&I
$25,029
Loan Amount
$3,960,000
Total Interest
$5,050,440
Total Paid
$9,010,440
ESTIMATES ONLY · TAXES 2025 PINELLAS MILLAGE · FLOOD ZONE AE + WINDSTORM RIDER
The seawall at dusk
09 / Schedule

A private tour, arranged within 48 hours.

  • 01 ─ A private viewing, one party at a time
  • 02 ─ Architect's plans and inspection book on hand
  • 03 ─ Allow 90 minutes · refreshments served
  • 04 ─ Optional car from St Pete-Clearwater Intl
Step 01 ─ Select a Date Choose below
Step 02 ─ Pick a Time 11:30 AM
Step 03 ─ Your Details
Your Visit
— · 11:30 AM
Eleanor confirms by phone within 4 business hours. Your information stays private.
Eleanor Marchetti
10 / Listing Agent

Eleanor Marchetti.

Founded Harbor in 2014 after a decade with Sotheby's. Represents fewer than twelve homes a year and has personally walked every square foot of 441 Harbor Drive.

Direct Line
+1 (727) 555-0441
License
FL Lic. #SL3219874
Avg Response
Under 90 minutes
Schedule Private Tour Call Direct

Come stand on the seawall.

Tours are by appointment only. We host one party at a time, with the architect's plans and inspection book in hand.

Schedule Private Tour +1 (727) 555-0441